:root{--navy:#0c1230;--ink:#111936;--muted:#59627a;--line:#e1e5ed;--page:#f8f9fb;--white:#fff;--blue:#2b4a87;--pale:#eef1f6;--shadow:0 18px 48px rgba(12,18,48,.10)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:30px}
body{margin:0;background:var(--page);color:var(--navy);font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
.wrap{width:calc(100% - 64px);max-width:1120px;margin-inline:auto}
.navbar{height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px;position:relative;z-index:2}
.logo{display:inline-flex;align-items:center;gap:9px;font-size:21px;font-weight:800;letter-spacing:-.055em;white-space:nowrap}
.logo-mark{display:grid;place-items:center;width:27px;height:27px;border:2px solid var(--navy);border-radius:50%;font-size:16px;line-height:1}
.navlinks{display:flex;align-items:center;gap:30px;font-size:13px;font-weight:600}
.navlinks a:not(.button){transition:color .18s ease}
.navlinks a:not(.button):hover{color:var(--blue)}
.button{min-height:48px;display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:0 22px;border:1px solid var(--navy);border-radius:8px;background:var(--navy);color:#fff;font-size:13px;font-weight:700;box-shadow:0 6px 16px rgba(12,18,48,.12);transition:transform .18s ease,box-shadow .18s ease}
.button:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(12,18,48,.18)}

.legal{padding:46px 0 96px}
.legal-head{max-width:1120px}
.kicker{display:flex;align-items:center;gap:10px;margin:0 0 18px;color:var(--blue);font-size:11px;font-weight:800;letter-spacing:.13em;text-transform:uppercase}
.kicker:before{content:"";width:24px;height:2px;background:var(--blue)}
.legal-head h1{margin:0;font-size:clamp(40px,5.6vw,64px);font-weight:800;line-height:1.03;letter-spacing:-.06em}
.legal-meta{margin:16px 0 0;color:var(--muted);font-size:12px;font-weight:600}
.legal-meta span+span:before{content:"·";padding:0 9px;color:#929aad}
.legal-body{display:grid;grid-template-columns:240px minmax(0,720px);gap:56px;align-items:start;margin-top:38px}
.toc{position:sticky;top:26px;padding:0 0 8px 18px;border-left:1px solid var(--line)}
.toc h2{margin:0 0 12px;color:#8a92a2;font-size:9px;font-weight:800;letter-spacing:.15em;text-transform:uppercase}
.toc ol{display:grid;gap:7px;margin:0;padding:0;list-style:none}
.toc a{display:block;color:#3f4964;font-size:12px;font-weight:600;line-height:1.45}
.toc a:hover{color:var(--blue)}

.policy{background:#fff;border:1px solid var(--line);border-radius:12px;padding:44px 48px 48px;box-shadow:0 1px 2px rgba(12,18,48,.04)}
.lede{margin:0;color:#414b63;font-size:15px;line-height:1.78}
.policy section{padding-top:28px;margin-top:28px;border-top:1px solid var(--line)}
.policy section:first-of-type{margin-top:26px}
.policy h2{margin:0;font-size:20px;font-weight:800;letter-spacing:-.035em;line-height:1.3}
.policy h3{margin:20px 0 0;color:var(--blue);font-size:10px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.policy p{margin:12px 0 0;color:#3d4760;font-size:14.5px;line-height:1.78}
.policy ul{display:grid;gap:6px;margin:12px 0 0;padding:0;list-style:none}
.policy li{position:relative;padding-left:17px;color:#3d4760;font-size:14.5px;line-height:1.72}
.policy li:before{content:"";position:absolute;left:2px;top:.75em;width:5px;height:5px;border-radius:50%;background:#c3cbd9}
.policy strong{color:var(--navy);font-weight:700}
.policy .contact{margin-top:16px;padding:18px 20px;border:1px solid var(--line);border-radius:9px;background:var(--pale);color:var(--navy);font-size:13.5px;line-height:1.85}
.policy .contact a{color:var(--blue);font-weight:600;text-decoration:underline;text-underline-offset:2px}

.footer{background:#fff;padding:58px 0 24px;border-top:1px solid var(--line)}
.footer-top{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:45px;padding-bottom:40px}
.footer-about p{max-width:420px;margin:16px 0 0;color:var(--muted);font-size:12px;line-height:1.7}
.footer-col h3{margin:5px 0 17px;color:#8a92a2;font-size:9px;font-weight:800;letter-spacing:.15em;text-transform:uppercase}
.footer-col a{display:block;width:max-content;margin:0 0 12px;color:#353f58;font-size:11px;font-weight:600}
.footer-col a:hover{color:var(--blue)}
.footer-addr{margin:4px 0 0;color:var(--muted);font-size:12px;font-weight:500;line-height:1.65}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;padding-top:20px;border-top:1px solid var(--line);color:#7b8496;font-size:9px}
.footer-bottom a{text-decoration:underline;text-underline-offset:2px}
.footer-bottom a:hover{color:var(--blue)}
.footer-legal{display:flex;gap:14px;align-items:center}

@media(max-width:960px){
  .wrap{width:calc(100% - 44px);max-width:760px}
  .legal-body{grid-template-columns:1fr;gap:26px}
  .toc{position:static;padding:16px 18px;border:1px solid var(--line);border-radius:10px;background:#fff}
  .toc ol{grid-template-columns:1fr 1fr;gap:6px 18px}
  .policy{padding:34px 32px 36px}
  .navlinks{gap:18px}
  .footer-top{grid-template-columns:1fr 1fr;gap:28px 22px}
  .footer-about{grid-column:1/-1}
}
@media(max-width:640px){
  .wrap{width:calc(100% - 36px)}
  .navbar{height:70px}
  .navlinks{gap:12px}
  .navlinks>a:not(.button){display:none}
  .navlinks .button{min-height:42px;padding:0 15px;font-size:11px}
  .logo{font-size:19px}
  .legal{padding:32px 0 64px}
  .legal-head h1{font-size:clamp(34px,10vw,44px)}
  .legal-body{margin-top:26px}
  .toc ol{grid-template-columns:1fr}
  .policy{padding:26px 20px 30px;border-radius:10px}
  .policy h2{font-size:17px}
  .policy p,.policy li{font-size:13.5px}
  .footer-bottom{flex-direction:column;gap:8px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}